Insurance AgencyBrown & Brown of San Antonio

Personal

Insurance Claim Information

In the event of a claim, we will assist you in the management of the claims process and work with you and the insurance carrier to make sure your covered claims are properly handled in a timely manner. We assist you until your claim is complete and closed. You may contact a contractor of your choice for emergency repairs or call our office for resources.

In the Event of a Claim:

All claims should be reported as soon as possible either directly to the carrier or to our office. You may report a claim directly to our office at 210-930-6665 between 8:00 AM and 5:00 PM, Monday through Friday. If you need to report a claim after hours, please call the carrier directly. Be sure to report any burglary or theft to the police and obtain the police report number.

Auto Insurance Claims

Collect the names/addresses of all drivers and passengers involved in the accident along with the names and contact information of any witnesses and police personnel on the scene.

Property Claims

Make temporary repairs and take all other steps necessary to protect your property from further damage. Do not throw out damaged property until the company adjuster has an opportunity to inspect the damage.

Emergency Claims

Outside of business hours, please contact the insurance carrier directly regarding claims.

Claims

You earned it. We can help protect it.

With our extensive experience, we provide a comprehensive solution, not just a policy. We are successful in developing ‘traditional’ solutions such as home, life, auto, and commercial as well as niche insurance coverages with support from our carrier partners.

Personal lines programs offer a variety of insurance products to personal lines consumers including homeowners and personal property policies; residential earthquake; private passenger automobile and motorcycle coverage; and marine coverage for vessels including yachts, high-performance boats, and small boats, as well as commercial marine and marine artisan contractors.

Automobile

Having the right auto insurance coverage helps to protect you, your passengers, and other drivers while providing financial peace of mind. We offer a wide array of vehicle insurance plans including comprehensive collision, property, and liability.

Homeowners

Choosing the right homeowners insurance plan helps safeguard your property should damage or loss occur. Aside from providing peace of mind, having a homeowners insurance plan also provides liability coverage protection.

Flood

Flooding is our nation’s most common natural disaster, and many people don’t know that flooding is not covered in a standard homeowners insurance policy. It only takes a few inches of water to cause thousands of dollars in damage. Historical weather events have proven that flood protection is critical regardless of flood zones, because Mother Nature doesn’t follow grid lines on a map. With our flood coverage options, we can help to protect what you value most.

Private Client

We understand that insurance is not the same for everyone. When it comes to having the right insurance coverage, knowledge about you, your family, and your needs allow our team to work with you to design a comprehensive program to exclusively safeguard what you value most.

High-net-worth individuals often accumulate a wide range of valuable possessions and property–and with them substantial exposure to financial loss. Too often, not enough thought is given to the value, protection, and possible replacement of upscale homes, luxury vehicles, rare and fine art, and jewelry collections, aircraft, and watercraft. We specialize in personal insurance for high-net-worth individuals with complex insurance needs and our Private Client team can help you understand your personal exposures to loss in order to customize your insurance portfolio and risk management plan.

Our individualized approach includes:

  • A personalized “invest-the-time-to-understand-a-client’s-needs” philosophy
  • Comprehensive personal risk review and exposure analysis performed annually
  • Identifying uncovered exposures and recommending practical solution
  • A strong focus on loss prevention and eliminating, reducing, and transferring risk
  • Design and delivery of a customized insurance portfolio
  • Oversight and management of all aspects of a client’s ongoing personal insurance
    needs

Recreational Vehicle (RV)

When you hit the open road, protect your family, passengers, and investment with comprehensive recreational vehicle coverage. We offer insurance solutions to help protect you – wherever you might roam.

Umbrella

The rewards of your hard work may not have come easily, but they can be lost in a flash. Umbrella insurance provides additional liability coverage, designed to kick in when standard liability protection on underlying policies has been exhausted. Umbrella coverage offers you extra protection from major claims and lawsuits to help safeguard your future.

Valuables

Standard homeowner, condominium, or renter’s policies have a limited amount of coverage set aside for your valuables. Whether you are a collector of fine art, antiques, jewelry, or something unique, our insurance professionals can help guide you to a policy to properly protect what is most important to you.